How does loan officer comp work at NEXA?

On NEXA's standard plan, NEXA keeps 54 bps per loan and you keep the rest of your compensation. On NEXA100, those 54 bps go into your operational budget instead, which you can use to get reimbursed for business expenses only — so it's money for running and growing your business rather than extra take-home pay. Andres can walk you through whether you'd qualify.

What happens to my pipeline and clients if I leave Rocket?

Loans in process and leads generated by your current employer generally stay with them, and many loan officers have non-solicitation or other agreements to review before moving. Andres will help you plan the timing so the transition is as smooth as possible.

For loan officers · October 2026

NEXA vs Rocket Mortgage: comp, control, and growth compared

Rocket is built around volume: the company generates the leads, sets the pricing, and pays a base plus commission. That can be a great place to learn. At NEXA, you're building your own book of business and referral partners, with access to multiple lenders and more control over what you earn per loan.

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Side by side

Rocket Mortgage: High-volume retail lender — company-generated leads, base pay plus commission.

NEXA Lending

Model: Broker plus NEXA's own lending — shop multiple lenders for each borrower
Standard plan: NEXA keeps 54 bps per loan; you keep the rest of your comp
NEXA100: The 54 bps that would go to NEXA goes into your operational budget instead, which you can use to get reimbursed for business expenses. Ask Andres about eligibility.
Brand: Market under your own name and grow your personal brand
Growth: Earn on production from loan officers you bring to NEXA

Rocket Mortgage

Model: Retail loan officer, W-2 employee
Pay: Base salary plus commission, per Rocket's job postings — amounts vary
Leads: Company-generated leads, often handled over the phone
Products: Rocket's own loan products and pricing
Licensing: State-licensed (Rocket is a non-bank lender)

What could you earn?

Plug in your own production. Retail pay isn't published, so start with your real comp.

Yearly funded volume$MAverage loan size$Your comp at RocketbpsReplace with your real number — retail pay isn't publishedGross comp per loan at NEXAbpsBefore NEXA's 54 bps on the standard plan

Where you work	Estimated yearly income
Rocket Mortgage (your current comp)	$240,000
NEXA — standard planHigher	$663,000

To match your current income at NEXA, you'd need about $10.9M in yearly volume — about $19.1M less than today.

Estimates for comparison only, before taxes, benefits, and business expenses. NEXA's standard plan keeps 54 bps per loan. Actual comp depends on the lender, loan, and pricing, and loan officer compensation must follow federal LO comp rules. Retail roles often include W-2 benefits that aren't reflected here.

Common questions

How does loan officer comp work at NEXA?: On NEXA's standard plan, NEXA keeps 54 bps per loan and you keep the rest of your compensation. On NEXA100, those 54 bps go into your operational budget instead, which you can use to get reimbursed for business expenses only — so it's money for running and growing your business rather than extra take-home pay. Andres can walk you through whether you'd qualify.
What happens to my pipeline and clients if I leave Rocket?: Loans in process and leads generated by your current employer generally stay with them, and many loan officers have non-solicitation or other agreements to review before moving. Andres will help you plan the timing so the transition is as smooth as possible.

Curious what your business could look like at NEXA?

Bring your real numbers. Andres will give you the honest version — even if the answer is to stay put.

Book a 30-minute call

Sources and notes

Based on publicly available information as of October 2026. Compensation and fees change and can vary by loan officer, branch, and state — confirm current terms directly before making a decision. This page is for mortgage professionals and is not an offer to lend. NEXA is not affiliated with Rocket Mortgage, whose name is a trademark of its respective owner.