For loan officers · October 2026
Compare mortgage companies: where loan officers keep more
Retail banks, high-volume lenders, and brokers all pay loan officers differently — and most don't publish it. Here's an honest look at NEXA next to the companies loan officers ask about most, with a calculator that uses your real numbers. Where another company comes out ahead on fees, we'll show you that too.
At a glance
| Company | Model | What the LO pays or gives up |
|---|---|---|
| NEXA Lending | Broker plus NEXA's own lending | 54 bps per loan on the standard plan; on NEXA100, those bps fund your business-expense budget |
| Barrett Financial Group | Mortgage broker with flat per-file fees | $695 per file + $79/month |
| Chase Home Lending | Bank retail lending — one lender's products, bank-set pricing | Pay set by the employer and not published |
| Rocket Mortgage | High-volume retail lender — company-generated leads, base pay plus commission | Pay set by the employer and not published |
| PNC Mortgage | Bank retail lending — one lender's products, bank-set pricing | Pay set by the employer and not published |
Detailed comparisons
NEXA vs Barrett Financial Group
Mortgage broker with flat per-file fees.
See the full comparison →NEXA vs Chase Home Lending
Bank retail lending — one lender's products, bank-set pricing.
See the full comparison →NEXA vs Rocket Mortgage
High-volume retail lender — company-generated leads, base pay plus commission.
See the full comparison →NEXA vs PNC Mortgage
Bank retail lending — one lender's products, bank-set pricing.
See the full comparison →How NEXA works
- Model
- Broker plus NEXA's own lending — shop multiple lenders for each borrower
- Standard plan
- NEXA keeps 54 bps per loan; you keep the rest of your comp
- NEXA100
- The 54 bps that would go to NEXA goes into your operational budget instead, which you can use to get reimbursed for business expenses. Ask Andres about eligibility.
- Brand
- Market under your own name and grow your personal brand
- Growth
- Earn on production from loan officers you bring to NEXA
Not sure which model fits you?
Bring your real numbers. Andres has made the move himself and will give you the honest version.
Based on publicly available information as of October 2026; sources are listed on each comparison page. For mortgage professionals; not an offer to lend. NEXA is not affiliated with the other companies named, whose names are trademarks of their respective owners.